Why pet insurance is necessary for the fiscally challenged

By Mad About Pets on November 03, 2010

As everyone knows, access to health insurance is the talk of the nation right now. Insurance is a necessity in this country. What many don't realize is that insurance isn't just for people; it's for pets, too. Many companies are now offering health insurance plans for pets that can cover anything from basic check-ups to the most advanced surgeries and treatments.



So why would a pet need health insurance? If you own a pet, you know the expenses involved. Routine check-ups can easily cost $50 out-of-pocket. Preventative bloodwork will cost you extra. Urinalysis will cost you. Vaccinations will cost you. . All of these routine expenses can amount to literally hundreds of dollars a year, and this is assuming your pet is healthy! It's wise to put away money in a savings account to plan for these expenses, but sometimes we don't follow up on our good intentions. Often this lack of available funds leads to the pet going to the vet less often for routine care, and seriousAs everyone knows, access to health insurance is the talk of the nation right now. Insurance is a necessity in this country. What many don't realize is that insurance isn't just for people; it's for pets, too. Many companies are now offering health insurance plans for pets that can cover anything from basic check-ups to the most advanced surgeries and treatments.


So why would a pet need health insurance? If you own a pet, you know the expenses involved. Routine check-ups can easily cost $50 out-of-pocket. Preventative bloodwork will cost you extra. Urinalysis will cost you. Vaccinations will cost you. . All of these routine expenses can amount to literally hundreds of dollars a year, and this is assuming your pet is healthy! It's wise to put away money in a savings account to plan for these expenses, but sometimes we don't follow up on our good intentions. Often this lack of available funds leads to the pet going to the vet less often for routine care, and serious conditions may go unnoticed.
 
Speaking from experience, unexpected illness in a pet can cost a small fortune. When our cat Gabe came down with a serious UTI and struvite crystals, we were caught totally off-guard. In between medications, urinalysis, catheterization, a hospital stay, and follow-up visits, this little incident cost our family well over $1000. We didn't have the money for the treatment at the time, but if we didn't act immediately Gabe would certainly die within a day or two. What did we do? It went on the credit card. We hadn't expected any of our pets to come down with a life-threatening condition! Our poor planning led to a fully recovered cat and a hefty credit card balance.

This is where pet insurance...

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By Mad About Pets| November 03, 2010
Categories:  Care

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